Payroll Services
1099 Preparation & Filing for Your Contractors
Pay independent contractors? We prepare and file Form 1099-NEC for each one, so your business meets its IRS reporting requirements without the stress.
$35 per 1099
PTIN Registered • IRS ERO • BBB Accredited
In person in Fort Wayne • Virtual for businesses anywhere in the U.S.
$35 per 1099
Simple, flat pricing for each contractor.
Prepared & Filed
We prepare each 1099-NEC and file it with the IRS.
Contractor Copies
You get a copy ready for each contractor.
On Time
Filed ahead of the January 31 deadline.
What Our Payroll Service Includes
Payroll is a stand-alone service. You don't need to be a bookkeeping or tax client to use it.
1099-NEC Preparation
We prepare a Form 1099-NEC for each independent contractor you paid for services during the year.
IRS Filing
We submit your 1099-NEC forms to the IRS for you.
Contractor Copies
You receive a copy for each contractor, so they have what they need for their own tax return.
W-9 Check
We review the contractor information you give us and flag anything missing before we file.
Deadline Reminders
1099-NEC forms are due to the IRS and to contractors by January 31. We'll help you get everything in on time.
Questions Answered
Not sure whether someone needs a 1099? Ask us before you file.
Do You Need to File 1099s?
If your business paid an independent contractor (not an employee) for services, you may need to file a Form 1099-NEC for that person.
- Payments of $2,000 or more in 2026 and later
- $600 or more for payments made through 2025
- Due January 31
- Card and PayPal-type payments are reported on 1099-K by the processor
Reporting rules depend on who you paid, how you paid, and what for. Tell us about your contractors and we'll help you figure out which ones need a 1099.
Who We Help
Small Businesses
Owners who pay contractors, freelancers, or subcontractors.
Daycares & Salons
Businesses that pay independent helpers or booth contractors.
Home Care Agencies
Agencies that work with independent caregivers.
Landlords & Contractors
Rental owners and trades who pay repair and service workers.
How It Works
Tell Us About Your Contractors
Send the form below with how many 1099s you need.
Send Their Information Securely
We'll send you a secure way to share each contractor's W-9 and the total you paid them.
We Prepare & File
We prepare each 1099-NEC, you review it, and we file it with the IRS.
Pay $35 per 1099
Pay in the office or online. You get copies for your contractors.
Paying online? Enter $35 × the number of 1099s and add "Payroll – 1099" in the payment description.
What You'll Need
- A completed Form W-9 from each contractor
- Each contractor's name, address, and tax ID (from the W-9)
- The total you paid each contractor for the year
- Your business name, address, and EIN
Don't send Social Security numbers or W-9s through the website form. We'll send you a secure way to share them.
Get Your 1099s Done
Tell us about your business and how many 1099s you need. Please don't include Social Security, EIN, or bank numbers here.
More Business Services
Pair your 1099 filing with bookkeeping or business tax preparation.
Frequently Asked Questions
$35 per 1099. That covers preparing the form, filing it with the IRS, and a copy for your contractor.
Generally, a business files a 1099-NEC for each independent contractor it paid for services during the year. For payments made in 2026 and later, the reporting threshold is $2,000 per contractor ($600 for payments made through 2025). Ask us if you're not sure about a specific person.
January 31, both to the IRS and to each contractor. Contact us early in January so there's time to gather W-9s.
A completed Form W-9 from each contractor, the total you paid each one for the year, and your business name, address, and EIN. We'll send you a secure way to share it.
Usually not. Payments made by credit card or through payment apps and networks are generally reported by the payment processor on Form 1099-K. Tell us how you paid and we'll help you sort it out.
No. Payroll is a stand-alone service. You can also combine it with bookkeeping or business tax preparation.
Get Your 1099s Filed On Time
$35 per 1099. Prepared, filed with the IRS, with copies for your contractors.
Or call 260-494-9298
T Love Taxes & Financial Services
T Love Taxes & Financial Services provides professional tax preparation and financial services for individuals and small businesses.
Serving Fort Wayne, Indiana and clients nationwide through virtual tax services.
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Hours of Operation
Sunday: Closed
Monday: 9:00 am – 5:00 pm
Tuesday: 9:00 am – 3:00 pm
Wednesday: 9:00 am – 5:00 pm
Thursday: 9:00 am – 3:00 pm
Friday: 9:00 am – 5:00 pm
Saturday: Lunch (Mon–Fri): 12:00 – 1:30 pm
Lunch (Mon–Fri): 12:00 – 1:30 pm
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