IRS Tax Resolution & Tax Debt Assistance

Owe the IRS? You May Have Options.

Get help understanding the next steps for IRS back taxes, collection notices and unfiled returns. Available solutions depend on your tax situation and eligibility.

Request Tax Resolution Assistance Have an IRS Notice? Start Here
Common situations

What We Can Help You Look Into

Whether you're behind on taxes, receiving IRS letters or worried about collection, the first step is understanding where you stand.

Back Taxes

You owe the IRS from one or more past years and aren't sure how to pay it.

IRS Notices

You received a balance-due or collection letter and need to know what it means.

Unfiled Returns

You missed filing for one or more years and want to get caught up.

Payment Plans

You can't pay in full and want to explore monthly payments.

Wage Garnishment & Bank Levies

The IRS has started, or warned it will start, taking wages or bank funds.

Tax Liens

A federal tax lien has been filed or you received a notice about one.

Possible IRS options

Ways the IRS May Help, Depending on Your Case

The IRS decides who qualifies. These options are case-dependent and not guaranteed.

Payment Plans (Installment Agreements)

Pay what you owe over time in monthly payments. Penalties and interest generally continue until the balance is paid. IRS payment plans

Offer in Compromise

In some cases, the IRS may accept less than the full amount owed. Eligibility is strict and approval isn't guaranteed. IRS Offer in Compromise

Collection Delay (Currently Not Collectible)

If paying would cause financial hardship, the IRS may temporarily delay collection. The debt and interest still remain.

Penalty Relief

Some taxpayers may qualify to have certain penalties reduced or removed, for example first-time relief or reasonable cause. IRS help with tax debt

How it works

Simple Next Steps

STEP 1

Submit an Inquiry

Answer a few short questions about your situation below.

STEP 2

T Love Reviews

Our team reviews your inquiry and contacts you about next steps.

STEP 3

Your Consent

If a referral may help, we ask your permission before sharing anything.

STEP 4

Qualified Provider Reviews

An independent tax resolution professional assesses your eligibility.

STEP 5

You Decide

The provider explains their services, fees and next steps. You choose how to proceed.

What T Love does: T Love Taxes & Financial Services provides tax preparation and initial tax issue guidance within the scope of its credentials, and may refer eligible inquiries to independent tax resolution professionals. Tax representation, negotiation with the IRS and any partner fees are provided and set by the independent provider, separately from T Love.
Free inquiry

Request Tax Resolution Assistance

Short and secure. Please don't include your Social Security number, date of birth, bank details or tax documents. If your case moves forward, those are collected later through a secure process.

Prefer to talk? Call 260-494-9298.

Questions

Frequently Asked Questions

Do I qualify for tax debt relief?
It depends on your situation, including how much you owe, your income, your expenses and whether your returns are filed. The IRS decides eligibility. Submit an inquiry and we'll help you understand possible next steps.
Is debt reduction guaranteed?
No. No settlement, debt reduction, IRS acceptance or outcome is guaranteed. Results depend on your circumstances and IRS approval.
Who provides tax representation?
T Love Taxes & Financial Services is not a CPA firm, tax attorney or IRS representation firm for resolution cases. When appropriate, and only with your consent, we may refer you to an independent, qualified tax resolution professional who provides representation and negotiates with the IRS.
Are the partner's fees separate?
Yes. Any fees for tax resolution services are set and charged by the independent provider, and they will explain them before you agree to anything. T Love may receive referral compensation when applicable, and we'll tell you if so.
Can I get help if I don't live in Indiana?
Yes, you can submit an inquiry from anywhere in the U.S. Whether a provider can help depends on your situation and the provider's service area.
Will submitting this form stop IRS collection or deadlines?
No. Submitting an inquiry doesn't create representation and doesn't stop IRS deadlines or collection activity. If you have a notice with a deadline, keep responding to the IRS on time and tell us the date in the form.
Important disclosure: T Love Taxes & Financial Services provides tax preparation and initial tax issue guidance within the scope of its credentials and may refer eligible inquiries to independent tax resolution professionals. Tax representation, negotiations and any partner service fees are provided or determined by the independent provider. No debt reduction, settlement, IRS acceptance or outcome is guaranteed. T Love may receive referral compensation when applicable. No taxpayer return information is shared for an outside referral without your written consent and any legally required authorization. T Love is not a CPA, tax attorney or IRS resolution representative.

Take the First Step Today

Tell us what's going on and we'll help you understand your options.

Request Tax Resolution Assistance Call 260-494-9298
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T Love Taxes & Financial Services

T Love Taxes & Financial Services provides professional tax preparation and financial services for individuals and small businesses.

Serving Fort Wayne, Indiana and clients nationwide through virtual tax services.

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Sunday: Closed
Monday: 9:00 am – 3:00 pm
Tuesday: 9:00 am – 3:00 pm
Wednesday: 9:00 am – 5:00 pm
Thursday: 9:00 am – 3:00 pm
Friday: 9:00 am – 5:00 pm
Saturday: 12:00 – 5:00 pm (appointment only)

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